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SBI Bank Statement
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Upload your State Bank of India PDF statement and get a clean Excel or CSV file — date, narration, debit, credit, balance — in seconds. Runs entirely in your browser. Nothing is ever uploaded.

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99% AccuracyPFMS & Pension CreditsBank-grade SecurityNo Signup RequiredYONO & NetBanking SupportWorks in Your Browser
SBI parser features

What makes our SBI statement converter different from generic PDF tools.

SBI's 7-column PDF layout, account-number password, and PFMS credit formatting trip up every generic converter. These are the six SBI-specific problems StatementHub solves that others cannot.

SBI's Unique 7-Column Format Parsed Correctly

Unlike most Indian banks that use 5 columns, SBI statements include a separate Ref No./Cheque No. column and a Branch column. StatementHub maps all seven — Date, Ref No., Description, Branch, Debit, Credit, Balance — to the right spreadsheet columns without merging or dropping fields.

Account Number as Password — Handled

SBI locks every PDF with a 10-digit Account Number as the default password. The converter works with any text-based SBI PDF once you unlock it using your account number in your PDF viewer before uploading.

PFMS, Pension & Jan Dhan Account Credits

Government salary credits via PFMS, EPFO pension disbursements, and PM-Kisan deposits appear with distinct narration codes in SBI statements. StatementHub reads these multi-line PFMS entries and consolidates them into single clean rows.

Older YONO Android Image-PDF Detection

SBI YONO on older Android versions sometimes renders the statement as an image PDF instead of a text PDF. StatementHub detects this condition immediately and instructs you to re-download from onlinesbi.sbi on desktop, where text PDFs are always generated.

UPI Reference Extracted from Description Column

SBI places UPI transaction references inside the Description field — not in the Ref No. column which stays blank. The parser is specifically tuned to extract UPI reference IDs from the narration string so each UPI payment is fully traceable in your spreadsheet.

YONO App & onlinesbi.sbi Formats Both Supported

Text-based PDFs from YONO SBI mobile app and the onlinesbi.sbi desktop portal use the same 7-column structure. StatementHub converts both correctly, including statements covering Savings, Salary, Pension, and Kisan Credit Card account types.

Step-by-step

From YONO SBI or onlinesbi.sbi to Excel — four steps.

1

Download from YONO or NetBanking

On the YONO SBI app: tap Account Services → e-Statement, choose your date range, and save the PDF. On the desktop portal: log in to onlinesbi.sbi → My Accounts → Account Statement → Download. When prompted for a password, enter your 10-digit SBI Account Number.

2

Unlock and upload the PDF

Open the downloaded PDF in Adobe Reader, Foxit, or Preview (Mac) and enter your 10-digit Account Number to unlock it. Save an unlocked copy, then drag it onto the upload zone above or click to browse.

3

StatementHub reads all 7 SBI columns

The parser maps SBI's full 7-column layout — Date, Ref No./Cheque No., Description, Branch, Debit, Credit, Balance — row by row. PFMS codes, UPI references in Description, and multi-line pension entries are all handled correctly.

4

Download your Excel or CSV file

Review the transaction preview, then export as .xlsx for Microsoft Excel or Google Sheets, or .csv for direct import into Tally Prime, Zoho Books, or your CA's accounting software. Most SBI statements convert in under 15 seconds.

Top Rated
StatementHub
wins 8 of 8 features
SBI conversion methods compared

How StatementHub compares to other methods SBI customers rely on

SBI customers routinely try Adobe Acrobat export or generic online converters — only to find the Branch column merged into Description and PFMS credits split across rows. StatementHub is purpose-built for SBI's 7-column structure and handles every edge case those tools miss.

FeatureStatementHubManual / Copy-pasteAdobe AcrobatOther Online Tools
SBI 7-column layout (incl. Branch column)
Ref No./Cheque No. column kept separatePartial
UPI reference extracted from Description
PFMS multi-line credit row merging
SBI Account Number password guidance
YONO image-PDF detection & warning
Handles Pension & Jan Dhan account PDFsPartialPartial
Free with no file size capPartial
SBI format support

Which SBI statement sources work — and which ones require a workaround

Text-based PDFs from the YONO SBI app and onlinesbi.sbi portal convert accurately for all SBI account types. Statements rendered as images by older YONO Android builds or scanned passbook printouts cannot be parsed — re-download from the desktop portal to get a text-based PDF.

You upload

SBI PDF formats accepted

YONO SBI mobile app PDF (text-based)
onlinesbi.sbi desktop portal PDF
SBI Savings, Salary & Pension account PDFs
Jan Dhan (BSBD) account statement PDF
Account Number-unlocked PDF (password removed)
YONO Android image-PDF or scanned passbook

AI converts

You download

Clean structured output

XLSX

Excel (.xlsx)

Opens in Microsoft Excel, Google Sheets, LibreOffice

CSV

CSV (.csv)

Direct import into Tally, Zoho Books, QuickBooks, Busy

Columns in every file

DateNarrationDebitCreditBalance
Format reference

SBI's 7-column statement layout — explained

SBI is one of the few Indian banks that includes both a Ref No./Cheque No. column and a Branch column alongside the standard Date, Description, Debit, Credit, and Balance. This 7-column layout causes generic PDF converters to misalign every transaction row.

Date

Transaction date in DD/MM/YYYY format. Distinct from value date on some inter-bank transfers.

Ref No. / Chq. No.

Cheque number for clearing, or blank for UPI/NEFT (those carry the reference in Description).

Description

Narration including UPI reference IDs, PFMS disbursement codes, and NEFT sender details.

Branch

SBI branch IFSC-style code where the transaction was processed. Often blank for digital transactions.

Debit

Amount debited (money leaving the account). Blank when this row is a credit.

Credit

Amount credited (money received). Blank when this row is a debit.

Balance

Running account balance after this transaction. Used to verify no rows are missing.

YONO vs NetBanking PDF: Statements from the YONO mobile app and onlinesbi.sbi both follow this 7-column format. The only consistent difference is that YONO PDFs on older Android devices may be image-rendered — in which case, re-download from the desktop portal.

Fix common SBI errors

Four SBI-specific conversion errors — and how to fix each one

SBI statement PDFs fail to convert for four distinct reasons tied to how SBI generates and protects its files. If your output has blank rows, misaligned columns, missing PFMS credits, or no data at all, the answer is below.

01
Error 01

SBI PDF Locked — Wrong Password Entered

SBI sets every PDF password to your 10-digit Account Number (not your internet banking login or ATM PIN). Open the PDF in Adobe Reader, Foxit, or Preview on Mac, type the exact 10-digit account number when prompted, then save a copy without a password before uploading to the converter.

02
Error 02

YONO Android Generated an Image PDF

Older versions of the YONO SBI Android app render the statement as a scanned image rather than selectable text, so no transactions can be extracted. Fix: log in to onlinesbi.sbi on a desktop or laptop browser, navigate to My Accounts → Account Statement, and re-download — the desktop portal always produces a text-based PDF.

03
Error 03

UPI Payments Show Without a Reference Number

SBI UPI transactions leave the Ref No./Cheque No. column blank by design. The UPI reference ID (starting with a numeric string like 4035...) is embedded inside the Description/narration field. StatementHub extracts it from Description automatically — check the Narration column in your Excel file for the full UPI reference.

04
Error 04

PFMS Salary or Pension Credit Appears Incomplete

Large PFMS disbursements and government salary credits from departments like DARPG or state treasuries often wrap across two lines in the SBI PDF, causing generic tools to split one transaction into two rows. StatementHub detects the SBI multi-line pattern and merges them. If a credit still looks wrong, download the statement one quarter at a time and convert each PDF separately.

Why convert

Why SBI customers need a dedicated statement converter

SBI serves over 500 million account holders — government employees, pensioners, farmers, and small businesses — who all receive the same 7-column PDF that generic tools routinely misparse. The Branch column gets merged into narrations, PFMS credits split across rows, and UPI references disappear entirely. StatementHub is built around SBI's exact PDF structure so every transaction lands in the right column from the first row to the last.

500M+ SBI Accounts Supported100% PrivateFree ForeverHandles PFMS & YONO

Why SBI's 7-column PDF breaks generic converters

Most Indian bank statements use 5 columns. SBI adds a Ref No./Cheque No. column and a Branch column, shifting every field one position to the right. Generic converters misread the column boundaries, causing debits to appear as narrations and balances to land in the wrong field. StatementHub is calibrated specifically for SBI's column widths and header labels.

Who converts SBI statements to Excel

Government employees verifying PFMS salary credits month-by-month. Pensioners reconciling EPFO or state pension disbursements. Farmers checking PM-Kisan or Kisan Credit Card transactions. Chartered Accountants processing bulk SBI statements during ITR filing season. Jan Dhan account holders tracking subsidy deposits.

Exactly what StatementHub extracts from SBI PDFs

Transaction Date in DD/MM/YYYY format, Ref No./Cheque No. (blank for UPI — reference is in narration), full Description including PFMS codes and UPI IDs, Branch code, Debit amount, Credit amount, and running Balance after each transaction. All seven SBI columns, one spreadsheet row per transaction.

Common use cases

PFMS salary credit reconciliationEPFO & state pension trackingPM-Kisan subsidy verificationKisan Credit Card auditJan Dhan subsidy deposit checkCA bulk ITR filing for SBI clientsTally Prime import via CSVSBI YONO statement analysis
State Bank of India
FAQ

Common questions about SBI statement conversion.

Other Indian banks

Convert statements from any bank.

If you hold accounts at other banks alongside SBI, StatementHub has a separate parser for each one — tuned for that bank's column format, password scheme, and transaction narration style.

HDFC BankHDFC Bank Statement to ExcelICICI BankICICI Bank Statement to ExcelAxis BankAxis Bank Statement to ExcelPNBPNB Bank Statement to Excel

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